Data Scientist

*Please note visa sponsorship is not currently available for this position* We are looking for a Data Scientist to join our Data \& Analytics team at ClearScore. Data Scientists play a key role in our business, driving strategy and decision-making at all levels, which ultimately benefits our users, partners, and other teams across the organisation. We are seeking a proactive, outcomes-driven individual to join our growing Global Targeting team. Working to enhance the ClearScore user experience through improved dynamic content targeting and prioritisation, you will deliver data science and machine learning solutions across a variety of use cases, business areas, and markets. Your contributions will directly support the Global Targeting mission, enabling the organisation to realise its overall strategy. ClearScore is both a free credit score and report service and the UK's leading consumer credit marketplace. ClearScore has an amazing analytical community which includes Data Analysts, Scientists and Engineers. The community works collaboratively, sharing knowledge, tools, and best practice, to ensure a landscape in which team members can develop their full potential and deliver maximum positive business impact. What you will be doing: * Supporting the end-to-end development of data science and machine learning solutions in multiple markets to enable an improved user experience through data-driven Targeting * Interpreting and communicating the outputs of predictive models and analysis, specifically oriented towards actionable insights and decision-making, to support stakeholder uptake and utilisation of Data Science solutions that change what our users see * Working with the team to get your solutions into production using our existing tools and frameworks, monitoring them once there, and taking ownership of ongoing model performance in the context of downstream usage * Contributing towards improved model build, maintenance, and optimisation processes to drive more efficient and standardised ways of working in the Data Science team * Responsibly integrating new tools and approaches into your workflow, including utilising AI in your day-to-day development, to boost productivity whilst maintaining strong accountability and understanding of what is delivered * Developing your craft over the full model lifecycle, with guidance and support from the wider team Skills We'd Love You To Have * A self-starter mindset: curious, collaborative, and committed to continuous learning - including the adoption of new tools and techniques as they emerge * A results and impact-oriented approach to solution design. You are comfortable building quickly, asking questions when faced with ambiguous problems, and iterating over time, and you effectively balance development effort against added value * A desire to deeply understand a problem and its importance to the business before attempting to solve it, with strong critical thinking and data reasoning skills * An appetite to build advanced knowledge of our data and how it connects to our users and products, using this to drive model development. For us, understanding our users, their financial wellbeing, and how this relates to their use of our products, is fundamental * The ability to explain the key findings from complex analysis and modelling exercises to both technical and non-technical audiences. You feel at home interacting with stakeholders from across different specialisms around the organisation * Strong Python and SQL skills, with a solid foundational understanding of different statistical, machine learning, or other modelling techniques, and how to apply these appropriately to different problem types Why ClearScore? ClearScore is the UK's #1 credit score and report app. We are also present in South Africa, Australia and Canada, with more than 20 million users globally and growing fast. Someone joins ClearScore every 20 seconds. We have established relationships with over 50 of the main lenders in the U.K., and have been a trusted tool for customers to manage their credit and make better financial decisions. Since October 2016 we have helped 1.8 million users take out a new credit card or loan. We are user-centric at our core and we believe in leveraging technology to enable positive financial choices. We are design-led and data-driven and we embed these behaviours in everything we do. Our company culture is a fundamental part of all we have achieved. We believe in hiring smart, driven, passionate and diverse people who are keen on having a real impact in our organisation. We trust you to manage your own time so we offer flexible work and no fixed desk hours. We don't micromanage and we believe in measuring outcomes rather than effort. We have an inclusive culture where all, regardless of seniority, are encouraged to contribute with their ideas, look after their wellbeing and actively seek opportunities for career growth. If you feel like this could be the place for you, apply and our Talent team will be happy to share more. Benefits: * 25 paid holidays and a “duvet day” on your birthday * Hybrid Work Environment * Private health and dental cover - including mental health support through Bupa * GP office visits * Life assurance scheme * Up to 6% matched pension * Regular Lunch and Learns with guest speakers * Dog-friendly office * Daily breakfast and free snacks * Access to discounts via Cobens Extras * Free sports and social clubs * Continued investment into learning and development * Leadership-led training * In-house psychotherapist * Financial coach to help you plan and achieve your goals * No clock-watching culture * Generous maternity and paternity plans * Culture and inclusion representatives * Transparent pay structure and a career growth plan Equal Opportunities ClearScore is committed to providing equal employment opportunities to all qualified individuals. As an equal opportunity employer, we are able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process. If you require accommodation, please inform us in advance, and we will work with you to meet your needs. Our Hybrid Model We embrace a dynamic hybrid work environment that balances flexibility with collaborative in-person experiences. Our approach is designed to foster innovation, team connection, and individual productivity. * Levels 1-5: Minimum 2 days per week in-office * Level 6 and above: Minimum 3 days per week in-office We believe this structure offers the best of both worlds - the flexibility of remote work and the synergy of face-to-face collaboration. Our office days are carefully coordinated to maximise team interactions and learning/ mentorship opportunities. What This Means for You: * Flexibility to manage your work and life * Dedicated in-office days for team building and collaborative projects * Office facilities (with plants!) designed for productive interactions * Clear expectations and support for maintaining our hybrid schedule We’re committed to creating an inclusive environment that accommodates diverse needs while maintaining our collaborative culture. Join us in shaping the future of work! *Note: While we offer flexibility, commitment to our hybrid schedule is an important aspect of our team culture and performance expectations.* Inclusion Policy We are always looking for talented individuals to join ClearScore. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for our people. Please see our People Policy Notice at https://www.clearscore.com/people-notice.